Financial Aid Policies

Financial aid policies for our Practical Nursing Program in St. Louis, Missouri

Borrower's Rights and Responsibilities

It is your right to have a grace period, to prepay your loan without penalty, to request a copy of your MPN, to request documentation that your loan is paid in full, to choose a repayment plan, to be informed of your repayment date, and to be informed of and provide consent of any changes in the terms of your loan.
It is your responsibility to complete an exit counseling session, to repay your loan, to notify your lender with current contact information, to make timely monthly payments, to request a deferment, forbearance, or cancellation of loan and/or payments, to use proceeds of loans for educationally related purposes, and to make payment even if you do not receive a payment statement. If you're not sure where to begin on your budget, you can use the following calculators.

Calculators

Managing Your Loan Link

A student who has been convicted of any offense under any Federal or State law involving the possession or sale of a controlled substance for conduct that occurred during a period of enrollment in which federal student aid was received shall not be eligible to receive federal student aid (including any grant, loan, or work assistance) during the period beginning on the date of such conviction and ending after the interval specified in the following table:
The possession of a controlled substance: Ineligibility period is 1 year for the first offense, 2 years for the second offense, and indefinite for the third offense.
The sale of a controlled substance: Ineligibility period is 1 year for the first offense and indefinite for the second offense.
Rehabilitation: A student whose eligibility has been suspended may resume eligibility before the end of the ineligibility period if the student satisfactorily completes a drug rehabilitation program that is approved by the U.S. Secretary of Education.

PN Program Refund Policy

Applied Technology Services Practical Nursing program consist of three trimesters. Tuition and fees are to be paid in full prior to the start of each trimester. Students who are dismissed or withdraw from the program must provide official notice to the PN Program Coordinator.
The following refund policy for each trimester is outlined below:

Withdraw Date

% of Student Refund

1st Week of the Trimester
(Calendar Days 1-7)

100% Tuition Refund

Students who are dismissed or withdraw from the program during the first week of classes, a refund will be processed for the full amount of the tuition paid. Books and supplies purchased are not eligible for a refund. 

 

2nd Week of the Trimester
(Calendar Days 8-14)

75% Tuition Refund

Students who are dismissed or withdraw from the program during the second week of classes, a refund will be processed for 75% of the tuition paid.  Books and supplies purchased are not eligible for a refund. 

 

3rd  Week of the Trimester
(Calendar Days 15-21)

50% Tuition Refund

Students who are dismissed or withdraw from the program during the third week of classes, a refund will be processed for 50% of the tuition paid.  Books and supplies purchased are not eligible for a refund. 

 

4th Week of the Trimester

0% Tuition Refund

During the fourth week, students who are dismissed or withdraw from the program may not be eligible for a tuition refund. Students are responsible for any remaining outstanding charges for tuition, books and supplies.